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President Trump’s economic policies aim to strengthen America’s economy by increasing cash flow to consumers and businesses, though this doesn’t necessarily guarantee stock market success. This has led many Americans to consider transferring their retirement accounts into assets that better align with his economic vision.

Three key policies significantly impact IRAs, 401(k)s, and retirement savings. The first and most newsworthy is Trump’s implementation of tariffs, which he uses both as a negotiating tool and to balance trade relationships. These tariffs also generate government revenue, with Trump envisioning a future where they might replace income tax entirely. This policy shift has contributed to gold and silver prices reaching unprecedented levels.

“President Trump loves tariffs and so do gold and silver prices,” said Jonathan Rose, CEO of Faith-Driven Genesis Gold Group. “We had more calls after the steel and aluminum tariffs were announced than after any other event during his second term so far.”

The second significant policy involves Trump’s strategy to weaken the U.S. dollar, aimed at boosting American manufacturing and promoting his America First agenda.

“We have currency problems, as you know, the depth of the currency now in terms of strong dollar/weak yen, weak yuan, is massive,” President Trump said. “And I used to fight them, you know, they wanted it weak all the time. They would fight it, and I said, if you weaken it any more, I’m going to have to put tariffs on you. They went as far as they could with me, but I was very tough with it. Nobody talks about it now.”

His commitment to dollar weakening has only intensified in his second term, prompting changes in retirement planning strategies.

“Like with tariffs, a weak dollar favors gold and silver over other ways to back retirement accounts,” Rose continued. “This is why we’ve positioned our ‘metals mix’ to help our clients take full advantage of President Trump’s fiscal policies.”

The third policy element involves interest rates, though this remains largely outside presidential control. Trump recently expressed his position on Truth Social, stating: “Interest rates should be lowered, something which would go hand in hand with upcoming tariffs!!! Lets rock and roll, America!!!”

Lower interest rates typically boost precious metals prices. However, with Federal Reserve Chairman Jerome Powell currently resistant to rate cuts, potential upside for precious metals remains unrealized. When rates eventually decrease, retirement accounts holding precious metals stand to benefit significantly.

The combination of these policies creates favorable conditions for precious metals in retirement planning.